Work & Money - Sassy Hong Kong

Fluency Made Simple: Learning Chinese For Busy Hong Kongers

Team Sassy — Wed, 22 Oct 2025 22:00:00 +0000

Whether you’re new to Hong Kong or have been here for years, one thing’s for sure: learning Mandarin or Cantonese can open career doors and make life here much more fruitful. But finding the right teacher and fitting lessons into a busy schedule can feel overwhelming in this busy city. That’s where Linguabox comes in.

Founded in 2015, Linguabox has built a stellar reputation (including Team Sassy approval!) for helping students of all ages and backgrounds fall in love with learning Chinese. From expat professionals who want to impress in the boardroom to Western-educated Hong Kongers looking to converse more fluently, Linguabox tailors each Chinese lesson to the student, taking into account their background, level and language-learning goals.

Two of our editors put Linguabox to the test — in Mandarin and Cantonese — over five sessions to see just how well the classes work in real life. Keep reading for our honest take, and don’t miss your chance to book a discounted trial class to experience the magic yourself!

A personalised approach to language learning

At the heart of Linguabox’s approach is personalisation. Every class is one-on-one, taught by a carefully vetted, native-speaking instructor who tailors lessons to your specific needs — whether that’s conversational confidence, exam prep or subject-specific vocabulary.

For those who prefer flexibility, Linguabox’s online Mandarin and Cantonese classes are a game-changer. Conducted on a professional teaching platform, each session comes with notes, keyword recordings and homework support so you never feel lost between classes. Plus, scheduling is incredibly flexible — you can book lessons around your work, family or travel plans without stressful no-show fees or penalties.

If you prefer a more traditional set-up, Linguabox also offers face-to-face Mandarin classes in Hong Kong, held at a location convenient for you, so that lessons always fit seamlessly into your daily life.

Read More: The Best Bookstores In Hong Kong

An Editor’s Perspective — Online Mandarin Classes

“Having previously taken Mandarin classes in person, I appreciated the flexibility of online lessons, which fit easily around my schedule. I often struggle with areas such as sentence construction and grammar, which can be difficult for native speakers to explain when it feels natural to them. But my teacher XinXin was able to clearly explain these nuances, which I had never fully grasped despite years of study. It made me feel like the centre truly understood what it felt like to learn Chinese as a second language. XinXin also pointed out which expressions were idiomatic rather than textbook-style, which made it much easier to apply to use Mandarin more naturally!” — Jessica, Editor

An Editor’s Perspective — Online Cantonese Classes

“I have never learned Cantonese in an official capacity, despite living in Hong Kong for over 18 years, so I was excited to finally have a basic understanding to help me in my day-to-day life. My teacher, Grace, was fantastic — kind, patient and encouraging. She provided me with a solid foundation to learn Cantonese, teaching me about tones, pronouns, greetings and more. She was also very receptive when I asked to learn certain things, like numbers, and was willing to adjust her lesson plan to suit my requests!” — Veena, Editor

Begin your language journey with Linguabox

With Linguabox, learning Chinese is about building real-world confidence. Whether you’re after smoother small talk at dim sum, sharper skills for work or impressing your in-laws, Linguabox makes the journey inspiring, flexible and effective.

Use code SASSY to receive two free 25-minute online classes upon purchasing an online package. Offer valid until Monday, 31 August 2026.

Plus, don’t miss Linguabox’s Online Speaking Packages and discounted face-to-face trial classes! With so many options available, take this opportunity to book a trial class today and begin your Chinese language journey!

Linguabox Group, Suite A, 12/F, Ritz Plaza, 122 Austin Road, Kowloon, Hong Kong, 9685 8939, Facebook: @LinguaboxGroup, Instagram: @linguaboxgroup, www.linguaboxgroup.com

The post Fluency Made Simple: Learning Chinese For Busy Hong Kongers appeared first on Sassy Hong Kong.

What Team Sassy Would Do If We Won The Mark Six Lottery

Anna Lentchner — Thu, 18 Sep 2025 07:57:24 +0000

This year, one lucky Hong Konger took home $193 million in prize money after winning the Mark Six lottery. Here’s how we’d spend the money…

The chances of winning first prize in Mark Six may be one in 13,983,816, but that hasn’t stopped the city from hedging their bets year after year. In fact, since its inception in 1976, Mark Six has raised more than $37 billion for the Hong Kong government — a pretty sweet deal when you consider that most punters don’t take home a dime. Nevertheless, one Hong Konger struck gold in February 2025 with a whopping $193 million ticket, marking the largest take-home winnings in the lottery’s history. Here’s your Mark Six cheat sheet on how to bet, plus Team Sassy fantasises about how we’d spend the dough!

What Is Mark Six? Game Rules, Prize Divisions, How To Bet & More

The Mark Six is Hong Kong’s official, twice-weekly exercise in optimistic delusion. Run by the Hong Kong Jockey Club, the game is simple: try to predict six numbers drawn from a pool of 49. With seven prize divisions, you can win big by matching all six, or snag smaller fixed prizes. The jackpot starts at a tempting $8 million and rolls over to truly absurd amounts, creating a city-wide daydream that deflates quicker than a blimp at the Hot Air Balloon Festival (too soon?).

For a mere $10, you can fill out a slip with your lucky numbers or, for the less superstitious, just opt for a ‘Quick Pick’ and let a machine choose your random digits for you. You can bet at any Jockey Club branch or online before the draw closes. The beauty is you don’t even need to win the jackpot to technically ‘win’: matching just three numbers nets you $40, which might just be enough to buy you a celebratory drink — through perhaps not enough to drown your sorrows about missing out on millions.

Read More: Things To Do In Hong Kong This Month

Team Sassy’s Mark Six Winnings Wish List

“If I won, I’d buy myself the best of both worlds! My own island in the Philippines for endless summers and a French chateau for wine-filled winters. #ParadiseOnRotation”
— Ira, Client Engagment Manager

“I would retire early to travel and enjoy the freedom of never having to think about money. I would also buy an apartment with a big playroom for my pets (in the future scenario, two cats and a dog, and possibly more since I could afford it). Also, a really high-tech dishwasher because I hate doing dishes.”
— Jessica, Editor

“I’d make a ‘qualifying investment’ in Portugal to get a Golden Visa, then buy a beautiful big house there (with at least four bedrooms and a big garden, ideally near a lake or some pretty body of water) and live there on-and-off for five years to qualify for a passport.

I’d also get an Innovator Founder visa in the UK which requires a £50,000 investment, then buy a big plot of land in the countryside and design my own house (big dream of mine). Then get an Indefinite Leave To Remain citizenship and travel as much as I wanted, taking my dogs with me wherever I go because I could afford Business/First class on Emirates!

I’d buy a share of a publishing house (Penguin, HarperCollins, Macmillan or Hachette), and a share in Apple (if possible).
I’d buy a flat somewhere in Hong Kong too, probably in Mid-Levels, with two or three bedrooms so I’d have somewhere to stay when I’m not in Portugal, the UK or Phuket.”

— Veena, Editorial Coordinator

“I’d buy a massive house in the countryside, or by the beach, and get a Porsche Carrera convertible. I’d also purchase a few random affordable flats and rent them out.”
—Megan, Digital Marketing Coordinator

The post What Team Sassy Would Do If We Won The Mark Six Lottery appeared first on Sassy Hong Kong.

A Young Professional’s Guide To Private Clubs In Hong Kong

Team Sassy — Sun, 27 Jul 2025 22:00:52 +0000

Wondering what it takes to join a private club in Hong kong? You might be able to flaunt a private club membership sooner than you thought!

Exclusive and expensive with a capital E, private member clubs are often seen as something reserved for the elite. If being able to boast membership to one of the city’s coveted clubs has been on your bucket list, but you haven’t even yet found out what it takes to apply (or looked up the extortionate membership fee), you’re not alone. Nevertheless, not all private clubs are completely out of reach. Ahead, we’re sharing some of most accessible clubs in Hong Kong, plus how to become a member.

Looking for a comprehensive list of private membership clubs and their facilities? Check out our sister site Sassy Mama!

Carlyle & Co. — Glamorous, progressive member club in Tsim Sha Tsui

Perched high above the city and occupying two floors of Rosewood Hong Kong, Carlyle & Co. exudes the glamour of the iconic Carlyle Hotel in Manhattan, nodding to Rosewood’s magnetic coterie of colourful personalities. Valuing character above all else, this private members club houses a vivacious community and provides a peaceful place to unwind, appreciate art and culture, indulge in culinary delights and dance to live music until the early hours.

Facilities & Amenities: Art collection, lounges, music room, library, tailor, private barber, outdoor terrace, restaurants, wine cellar

Perks & Programmes: Live music nights, art talks, wine tastings, literary salons and events such as The Collectors Dinner for Hong Kong Art Week 2025

Become A Carlyle & Co. Member: Monthly fees (adjusted rates for applicants aged 33 or below) cost approximately $1,250, plus a $40,000 joining fee. Applications are available on an enquiry basis, incurring a non-refundable $200 processing fee; referrals and endorsement from existing members is strongly encouraged.

Carlyle & Co., Rosewood Hong Kong, Victoria Dockside, 18 Salisbury Road, Tsim Sha Tsui, Kowloon, Hong Kong, 3891 8910, www.carlyleandco.com

Soho House Hong Kong — Elite Sheung Wan community of creatives

Known for welcoming creatives in nearly every major city, Soho House needs no introduction. With interiors inspired by the work of notable local film directors such as Wong Kar-wai, Hong Kong’s stylish post is one of 42 Soho Houses around the world (and happens to be one of the largest). This stylish members club comprises a gym and wellness area, a restaurant and private dining rooms, cinema, and plenty of space for events and socialising.

Facilities & Amenities: Three-floor gym, sauna, indoor pool, restaurant, private dining rooms, cinema, art collection, cafe, co-working space

Perks & Programmes: Daily gym classes, film screenings, music and nightlife events (by resident and guest DJs), creative mentorship programme

Become A Soho House Member: Monthly membership starts from $1,666 (plus a registration fee of $4,940 for Soho House Hong Kong’s One House membership), or around $833 for applicants under 27 years old (plus a $2,400 registration fee).

Soho House Hong Kong, 33 Des Voeux Road West, Sheung Wan, Hong Kong, 5803 8888, www.sohohouse.com/houses/soho-house-hong-kong

The Hong Kong Jockey Club — Private club for sports lovers

If you love Wednesday nights at the Happy Valley racecourse, perhaps you’d like to consider applying to become a member of the Hong Kong Jockey Club. Sports enthusiasts can enjoy its excellent sporting facilities, including a top-notch tennis courts, swimming pool and bowling alley. Cultural enthusiasts can explore the club’s museum and art galleries, and even enjoy live music performances and theatrical productions.

Facilities & Amenities: Private dining rooms, bars, restaurants, racecourse, billiard room, gym, massage room, sauna, steam suite, tennis, squash and basketball courts, golf simulator, indoor and outdoor pool, jacuzzi

Perks & Programmes: Private access and/or early entrance to racetracks, exclusive boxes, raceday prelude parties, museum partnerships and exclusive tours

Become A Hong Kong Jockey Club Member: The Racing Membership will set you back $950 a month, with a joining fee of $210,000.

The Hong Kong Jockey Club, various locations across Hong Kong, www.hkjc.com

Club Bâtard — Ultra-exclusive membership in Central for wine & whiskey lovers

A haven for wine and whisky enthusiasts, Club Bâtard is one of Hong Kong’s newest private members’ club, offering an exceptional selection of fine wines at retail prices, world-class dining and an unparalleled whisky experience. Co-founded by Michael Wu and Randy See, the club redefines luxury membership with its unique no-markup wine concept and world-class gastronomy. Housed in the historic Pedder Building, this luxurious retreat blends heritage with contemporary sophistication.

Facilities & Amenities: Three-floor, glass-fronted wine cellar with 10,000+ bottles, three signature restaurants (Bâtard, Hop Sze, Le Clos), whiskey bar, private dining rooms

Perks & Programmes: No restaurant markups on wines and whiskies, exclusive access to global wine collection, expert-led tastings, members-only culinary events

Become A Club Bâtard Member: Monthly membership is $1,500, plus a joining fee of approximately $150,000. Extremely limited spots are available, so the club does not always take members.

Club Bâtard, 1/F to 3/F, The Pedder Building, 12 Pedder Street, Central, Hong Kong, 6339 5052, clubbatard.com

Read More: The Best Wine Bars In Hong Kong

The Foreign Correspondents’ Club — Historic community of journalists in Central

With a mission to promote journalism of the highest standard and defend press freedom in Hong Kong, the Foreign Correspondents’ Club has acted as a home away from home for foreign correspondents around the world since 1949. Featuring speakers’ events and a beloved bar, it’s a stimulating spot to exchange ideas and meet like-minded professionals.

Facilities & Amenities: Restaurants, bar, dining room, lounge, outdoor verandah, gym. sauna, steam room, workroom

Perks & Programmes: Regular talks, lunches and dinners featuring guest speakers and industry experts, film and documentary screenings, career and industry-specific workshops, art exhibitions, dim sum brunches, themed dinners

Become A Foreign Correspondents’ Club Member: Membership starts at $1,375 for journalists and correspondents, with a one-time joining fee of $3,850. In support of journalists and correspondents just starting out in their career, FCC grants a limited number of applicants adjusted monthly fees during their first three years of membership. Associate Members (all professionals, including authors and business people with an interest in media) can also join for $45,000, with monthly fees costing $1,375 to $1,400.

The Foreign Correspondents’ Club, North Block, 2 Lower Albert Road, Central, Hong Kong, 2521 1511, www.fcchk.org

Whale Club — An exclusive sanctuary for connoisseurs and innovators in Central

Exuding an intimate allure in the heart of Central, Whale Club provides a plush sanctuary where private members convene, connect and unwind. Designed for enthusiasts of gourmet cuisine, fine wines, rare cigars, art and technology, this community embraces like-minded leaders and pioneers who spark conversation and drive innovation through a shared passion for the finer things in life.

Facilities & Amenities: Bar & Gallery, private wine cellar showcasing labels like Leroy and Petrus, three distinctive VIP rooms (Arctic, Atlantic, Pacific) with entertainment features, projectors, poker tables and private bathrooms

Perks & Programmes: Chef’s tasting menus, seasonal specials, cigar experiences, networking events, panel discussions and exclusive member-app benefits including Whale Point rewards and reservations

Become A Whale Club Member: Individual membership requires a $50,000 one-time fee or a $200,000 pre-paid credit (valid 12 months), along with a $1,500 monthly fee, with options for corporate, overseas members and members’ spouses.

Whale Club, 1/F, Lyndhurst Building, 29 Lyndhurst Terrace, Central, Hong Kong, 6020 8873, www.whaleclub.vip

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Top Coworking Spaces And Shared Offices In Hong Kong

Team Sassy — Sun, 20 Jul 2025 22:00:59 +0000

Looking for a flexible, shared office that inspires? We’ve rounded up the top coworking spaces in Hong Kong for every budget.

Between the community spirit, fully stocked fridges and cool perks, there are countless reasons why operating out of a coworking space is an incredible experience. It’s no wonder both established businesses and fresh startups alike are shunning the traditional office setup in favour of this alternative! Luckily, Hong Kong has plenty of choices in this department. Scroll through for our ultimate guide to the best coworking spaces and shared offices in Hong Kong, with locations on Hong Kong Island, Kowloon and the New Territories.

Eaton Club — Premium flexible workspaces in Central, Wan Chai and Kowloon

More than just a serviced office solution, Eaton Club is a progressive platform for thought leaders who believe in the power of creativity, culture and collaboration. Its thoughtfully designed spaces cater to a range of workstyles, with several membership options available at Hong Kong’s trendiest business addresses. Whether you need a shared office, dedicated desk (from $4,000 a month), a virtual office or just a Coworking Day Pass ($300), Eaton Club is the perfect place for both networking with like-minded individuals and growing your business!

Sassy Tip: Eaton Club is currently running a flash promotion for new members, offering 20% off all memberships and event space rentals. It’s only available until Tuesday, 30 September, 2025, so move quickly if you would like to try it!

Use the code EATONCLUB10 to enjoy 10% off memberships or to sign up for a free trial. Offer valid until Saturday, 1 August, 2026.

Eaton Club, various locations across Hong Kong, 3971 8907, Instagram: @eatonclubhk, www.eatonclub.com.hk

the Hive – Spacious, multi-storey coworking spaces in vibrant neighbourhoods across Hong Kong Island and Kowloon

the Hive needs no introduction with multiple locations across Hong Kong (and Asia as a whole!). Whether you enjoy being based in the heart of the CBD or tucked away in an up-and-coming neighbourhood, each Hive location offers productive workspaces, plenty of natural light and facilities for all your business needs. Each coworking space also has its own unique identity with features like a palm tree-lined sun terrace (in Wan Chai) and in-house cafes (like in Sai Kung and Sheung Wan). Depending on your location, Hot Desk memberships range $1,250 to $3,000 per month.

The Hive, various locations across Hong Kong, 3568 6343, Instagram: @thehivehongkong, thehive.com.hk

Coral Hub CoWorking Space — 24/7 access to affordable Kwai Chung coworking space

Located in Roxy Industrial Centre just five minutes away from Kwai Hing MTR station, Coral Hub is set up as a flexible, modern workspace with its own multi-functional event space. You’ll have round-the-clock access, an open pantry with free-flow coffee, 24-hour air conditioning, lockers, mail services and other convenient amenities. You can have your own desk from $1,200 per month or your own private office from $4,200 per room.

Coral Hub, Unit D, 21/F, Roxy Industrial Centre, 58-66 Tai Lin Road, Kwai Chung, Hong Kong, 2156 1571, findthecoral.com

Read More: The Best Cheap Eats In Kwai Fong

The Executive Centre – New premier coworking space in One IFC, Central

The crème de la crème of flexible workspaces, The Executive Centre (TEC) does not skimp on the finer things. With 12 centres in Hong Kong and over 31 years of experience, TEC has built a strong reputation for its chic coworking spaces in the city’s highest sought-after addresses. You can expect in-centre Barista Bars, private offices, meeting rooms and customisable event spaces – basically everything you could ever want in an ideal coworking venue. Its newest centre in One IFC even has a specially designed VIP room complete with a fine wine fridge!

Snag an exclusive discount of 30% off on The Executive Centre’s Meeting Rooms at Level 9, One IFC by emailing and mentioning HKIFC30. Offer valid until Wednesday, 31 December 2025.

The Executive Centre, Level 9, One IFC Hong Kong, 1 Harbour View Street, Central, Hong Kong (plus other various locations), 3899 6888, Instagram: @theexecutivecentre, www.executivecentre.com

Desk-one — Affordable coworking spaces in Hong Kong Island, Kowloon, Tseun Wan and Sha Tin

As one of the city’s first-ever coworking spaces, Desk-one is a popular choice, loved for its affordability and spectacular city view. Unlike most other spaces which offer only monthly passes, Desk-one has a range of on-demand and flexible pricing packages, including day ($138 on weekdays) – and even hourly – passes!

Desk-one, various locations across Hong Kong, www.desk-one.hk

Blueprint – Coworking space offering 10-day, five-day and day-passes, with 24/7 access

Owned and operated by Swire Properties, Blueprint’s uniquely designed flexible workspaces accommodate teams of all sizes, with a communal cafe, lounge and terrace where you can sit back and relax. Best of all, Blueprint offers 24-hour access to its members, including those with a 10-Day Flexi Pass, Five-Day Week Pass or Day Pass.

Blueprint, 2/F, Dorset House, Taikoo Place, 979 King’s Road, Quarry Bay, 9631 1106, blueprint.swireproperties.com

Swiss King– A professional, productive space to call your own

Meeting a wide array of needs, Swiss King Studios offers the ultimate in organisation via an ideal space conducive to creativity and design. Featuring state-of-the-art security and protected access, rest assured that your belongings will be safeguarded. Conveniently located in Quarry Bay, 28 rooms are available to maximise productivity, complemented with five washrooms, shower, a common room, coffee bar area and complimentary beverages. Guests will receive 24/7 access and will be granted biometric entry for after-hours assignments or meetings, as well as your own mail box and mailing services.

Swiss King, 5/F, Block C&D, Tung Chong Factory Building, 657-659 King’s Road, Quarry Bay, Hong Kong, 2561 2005, Instagram: www.instagram.com/swissking657, www.swissking657.com

Metro Workspace — Hong Kong coworking space with 24-hour access

With six locations across Hong Kong – all open 24/7 – this coworking space option provides plenty of freedom. We love that each location has its own personality: its Central space on Stanley Street, for instance, is designed to resemble Le Louvre in Paris, while its Wong Chuk Hang branch has a modern wood-themed design! Grab a Hot Desk for just $2,000 or a Dedicated Desk for $3,000.

Metro Workspace, various locations across Hong Kong, 3955 8550, www.metroworkshop.com.hk

WeWork — Popular coworking spaces in Central, Wan Chai, Causeway Bay and Taikoo

Featuring private offices (for teams of up to and over 100!), along with a distinct aesthetic vibe that’s designed to inspire, WeWork’s communal space strives to create an environment where people work to make a life, not just a living. With locations across the city’s busiest districts, this pick is ideal for those who want to be in the centre of the action.

WeWork, various locations across Hong Kong, wework.hk

Workupstairs — Sleek coworking space in Sham Shui Po

Once a warehouse in the heart of Sham Shui Po, this coworking space has a sleek contemporary design incorporating elements of the neighbourhood’s heritage. The location includes roomy private offices, 24/7 access, complimentary tea and coffee from its designer bar and hot desks to accommodate you and your team.

workupstairs, 1/F, 128-132 Yee Kuk Street, Sham Shui Po, Kowloon, Hong Kong, 5139 2717, www.workupstairs.com

Garage Society — Social Hong Kong coworking spaces

With locations in Causeway Bay, Sheung Wan and Wan Chai, Garage Society gives its members ample opportunity to socialise, network and collaborate with other companies and brands – all in a beautifully decorated and fully serviced space. Get down to business in the perfect creative space and working environment.

Garage Society, various locations across Hong Kong, www.thegaragesociety.com

Spaces Sun House — Conveniently located Hong Kong coworking space

This pick is a designer’s dream, offering inspiring and dynamic shared spaces to work and meet like-minded professionals. Whether you need a private office, meeting room or a place to simply plug in your laptop, Spaces Sun House will provide a suitable workspace for every need. Come break time, refuel your mind with a fresh cup of barista-brewed coffee and take in the sweeping sea views.

Spaces Sun House, 90 Connaught Road Central, Sheung Wan, Hong Kong, 2245 3303, www.spaceworks.com

More Coworking Spaces In Hong Kong

theDesk – Sleek, minimal coworking space with multiple locations across Hong Kong. www.thedesk.com.hk
Ooosh Coworking – Perfect coworking space for start-ups in Lai Chi Kok, Central and Island East. www.ooo.sh
Banyan Workspace – Gorgeously designed boutique workspace in Quarry Bay. banyanworkspace.com
Vspace Prime – A lush coworking space in Kowloon Bay with a stunning sea view. www.vspacegroup.com
THE Design – A 15,000sqft coworking space in Sha Tin built for designers, by designers. the.design
The Great Room – Hot desk, day pass and more options in Quarry Bay’s One Taikoo Place. thegreatroom.co
Nexen Workshop – A budget-friendly, quality workspace with a flagship workshop in San Po Kong. www.nexenworkshop.com

Editor’s Note: “Top Coworking Spaces And Shared Offices In Hong Kong” was most recently updated by Team Sassy in July 2025.

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How To Write A CV That Will Get You Hired

Kimberly Arth — Sun, 15 Jun 2025 22:00:02 +0000

Because the road to your dream job starts with a solid CV.

Sitting down to summarise your life’s work on one (maybe two) sheets of paper is no easy task. Whether you’ve been working for 10 months or 10 years, finding the right format and making its content compelling enough to read is a challenge. So where do you start? The good news is that now, more than ever, there are tons of online resources to help transform your old CV into an eye-catching marketing masterpiece. However, before you get too overwhelmed with information overload, we first recommend checking out these top tips straight from an expert on how to write a CV. You’ll be on the way to your dream job in no time!

Read more: 5 Ways To Ace Your Interview

Find The Right Format

Gone are the days when your CV was merely a list of achievements. Now they function as dynamic marketing documents, with formats as unique as the people writing them. So how do you decide on which style is best for you?

The format of your CV should reflect your experience and industry. To begin, you need to decide whether you want a chronological format or functional (or both!). For example, a student looking for their first job would likely use a chronological format that focuses on education first, then technical skills and volunteer experience. A senior executive may choose a combination starting with a summary statement, a list of expertise and skills, followed by work experience with detailed bullets and supporting examples, and finally education.

Once you decide how to lay out the content, you will need to pick the overall “look”. While there are many format options, it’s important to stick with something that is easy to follow and read. Get started by checking out the free templates available through Microsoft and Google Docs. If you need more help, there are plenty of online CV builders such as Novo Resume, in addition to free design programmes like Canva.

Start Strong

Think of the hiring manager sifting through 100+ CVs for one position. How will you stand out? A strong summary statement is essential to differentiating yourself from the crowd. This short paragraph should be a five to eight line summary of your core strengths. Outline the experience that is most relevant to the role, and highlight the skills you will bring to the position. This is your opportunity to demonstrate how you will add value to the company. Use action words and adjectives to demonstrate achievements as well as your enthusiasm for the role. But remember to avoid using overdone vague clichés, including “hardworking team player” and “multi-tasker”.

Be Clear And Concise

According to a study by Microsoft, the average human being now has an attention span of eight seconds. As such, it’s essential to engage your audience immediately. Think of the CV as your most important marketing piece. It should be engaging, but most importantly, it should be clear and concise. Format-wise, use clear headings throughout, and make sure to include your most important skills and experiences “above the fold” (i.e. in the top third of your CV). When expanding on your work experience, use concise bullet points and refrain from including unnecessary personal information. Finally, it’s best practice to keep your CV to one to two pages. This will also push you to focus on the most relevant details of your career.

Show Your Stuff

You now have a killer summary statement. Great stuff. So what’s next? The meat and potatoes of your CV is, of course, your experience. For most candidates with five plus years of experience, a reverse chronological timeline detailing prior roles and highlighting key achievements is the best way to create a clear picture of your past work experience. List prior companies you’ve worked for and include a brief description of the company if it’s not already apparent from the name. Under each job, include the title of the position and supporting bullets detailing your responsibilities and achievements. Use quantifiable metrics to show your contributions (e.g. “led the marketing effort and implemented a new sales strategy resulting in a 25% year over year increase of revenue”). Presenting numbers to back up your achievements is an easy way for a hiring manager to see how effective you were in your previous roles.

If you’ve had a career break say so. But supplement that break with other projects you may have worked on in the interim, such as volunteer roles, school involvement, entrepreneurial endeavours and/or board participation. Highlight new skills you may have developed to reiterate why your background is a perfect fit for the job.

One Size Does Not Fit All

It may be tempting to blanket the earth with your CV and hope that someone takes notice. Unfortunately, the likely result is that you will have spent a lot of time sending emails but have nothing to show for it. Instead, tailor your CV to the role that you are applying for. Consider what skills are required for that particular position, and think about the responsibilities the role will entail. The job description will give you the clues as to what the employer is looking for. Use this! Include key words picked from this description to optimise your CV and get past initial screens done by applicant tracking systems. Online resources such as Jobscan can help with this. Emphasise examples of your work experience that are specifically relevant to the position, and eliminate information that may be distracting. Customising your CV will greatly improve your chances of landing an interview.

Proofread Please!

After going through all the work to put your best foot forward, you do not want to get taken out of the process for a spelling error. It may sound ridiculous, but hiring managers are much less likely to consider a CV that has a sloppy mistake. Use spellcheck, and ask friends and family to review before sending it out. An extra set of eyes does wonders for catching any errors!

The post How To Write A CV That Will Get You Hired appeared first on Sassy Hong Kong.

How To Grow Your Network With Women Of Hong Kong

Team Sassy — Wed, 30 Apr 2025 02:39:34 +0000

Looking to meet like-minded women and expand your network? With Women of Hong Kong, achieving your goals has never been easier…

Hong Kong is known for being dynamic and fast-paced, full of creatives and professionals striving to pave their way forward. Forming meaningful connections with those individuals, however, is another story entirely — often, meeting new people at all can feel like an uphill battle. But what if we told you there was a space dedicated to uniting women just like you — women who share your ambitions, challenges and determination? Women of Hong Kong offers exactly that: a thriving community where women can connect, grow and inspire one another. It’s a place to find collaborators, mentors and peers, empowering you to elevate your personal and professional journey in ways you never thought possible.

Why Women of Hong Kong Is The Network You Need

Building Strategic Connections

Designed to cultivate impactful professional relationships, Women of Hong Kong is a haven for entrepreneurs, business leaders and creative professionals alike. This community opens the door to a vast network of driven individuals who understand your quest for success and are ready to support it.

But the Women of Hong Kong network isn’t about fleeting or surface-level connections; it’s about engaging in meaningful, transformative conversations — whether that’s sharing industry expertise, discovering potential business partners or gaining fresh insights to tackle challenges. The bonds you build here have the power to positively reshape your career path in real, measurable ways.

A Space That Elevates Success

True success often stems from having the right people in your corner. Women of Hong Kong creates an environment where connections are not only intentional but also accessible, impactful and efficient. From in-person gatherings to an active and diverse WhatsApp community, the platform ensures you have all the tools you need to expand your network and remain engaged.

A Supportive Online Community & Active WhatsApp Group

Affordable Access To High-Value Opportunities

One standout feature is the Women of Hong Kong WhatsApp community — a highly effective, budget-friendly way to unlock direct access to meaningful connections. For less than the price of a coffee in Central, you can join this dynamic platform with over 37 specialised subgroups tailored to your interests, industries and goals. Whether you’re an entrepreneur seeking collaborations, a professional looking for resources, a fresh graduate seeking advice or just a curious individual eager to stay informed about opportunities, these WhatsApp chats are your gateway to a network of like-minded women!

What Membership Offers

Real-Time Updates: Receive instant notifications about announcements, opportunities and events shared in the chats.
Focused Networking: Join subgroups that match your industry or interests to connect with women who share your vision.
Immediate Support: Have a question, need advice or require an introduction? The community is there to help.

High-Impact Events For Real Growth

Beyond the WhatsApp platform, Women of Hong Kong organises events that are designed to drive results and foster meaningful relationships, including:

Leadership Panels: Hear directly from industry-leading women who share actionable advice and insights.
Skill-Building Workshops: Learn practical strategies to advance your career or personal endeavours.
Networking Evenings: Meet fellow professionals in a relaxed, engaging setting.
Wellness & Productivity Programs: Maintain balance and focus with events that support holistic growth.

Every event is carefully designed to ensure you walk away with both valuable knowledge and new professional connections that can make a tangible impact on your goals.

Exclusive Member Benefits

Membership brings more than just connections and events — it also offers exclusive perks tailored to support your growth and success, such as:

Discounts: Enjoy perks on tools and services that align with your personal and professional goals.
Access To Private Events: Invitations to exclusive, members-only gatherings.
Coworking Spaces & Wellness Programs: Enjoy access to spaces like The Women’s Lounge, along with programs created to support busy professionals.

Start Building Your Future With Women Of Hong Kong Today

Women of Hong Kong is more than a community — it’s a launchpad for women who are ready to grow, connect and thrive. Whether you’re seeking collaborators, mentorship or just a supportive network, this space is designed to help you achieve your ambitions and create meaningful change in your career and life! Visit the official website to sign up for full membership or to learn more about our WhatsApp community by contacting Athena, Women of Hong Kong’s Community Manage.

The post How To Grow Your Network With Women Of Hong Kong appeared first on Sassy Hong Kong.

What The Most Overused Sassy Office Phrases Really Mean

Anna Lentchner — Fri, 21 Mar 2025 01:47:06 +0000

Drop what you’re doing, someone just asked to jump on a “quick call”…

No matter how long you’ve been in the game, the soundtrack of office life is impossible to escape — a medley of buzzwords, clichés and the oh-so-passive-aggressive gem. From deciphering what “low-hanging fruit” actually means to dodging someone trying to “touch base”, these phrases are as much a part of work culture as lukewarm coffee and Slack notifications. So, here’s our round-up of the top 10 most overheard office phrases — we’re stuck hearing them, and now you are, too.

“Who proof-read this?”

AKA — Your article is full of typos.

“My internet is lagging, I’m going to keep my camera off.”

AKA — I haven’t gotten out of pyjamas yet.

“Let’s take this offline.”

AKA — Don’t make me embarrass you in front of everyone.

“What’s the Hong Kong angle?”

AKA — Stop pitching generic article ideas from other publications.

“Let’s circle back to that.”

AKA — I’m giving you time to come up with a better idea.

“Can everyone please close their laptops?”

AKA — Pay attention to me.

“Let’s table that for now.”

AKA — I hope we never discuss this again.

“I’ve been chasing them.”

AKA — I’m trying to get them to stop ignoring me (it hasn’t been going well).

“Gentle reminder…”

AKA — Someone royally screwed up.

“Let me get back to you on that.”

AKA — You’re never hearing from me again.

“Can we spice up the images a bit?”

AKA — Someone call Grace.

The post What The Most Overused Sassy Office Phrases Really Mean appeared first on Sassy Hong Kong.

Digital Nomad Visas: Your Ticket To Global Work Freedom!

Jesse Chung — Tue, 18 Feb 2025 22:00:52 +0000

We get it, the vacation high is still lingering and you’re not in the mood to work. Or maybe you’re ready to leave that boring desk job behind and become a digital nomad, working at the comforts of, well, anywhere that has internet access!

In recent years, remote work has taken off, giving rise to a new wave of professionals known as digital nomads. These folks are individuals who work from anywhere in the world, carrying a laptop, internet connection and a wanderlust spirit to effortlessly blend their jobs with travel.

To keep up with this trend, many countries have rolled out digital nomad visas, allowing remote workers to live and work legally while soaking up new cultures. Let’s dive into why these visas are significant, with a spotlight on top destinations for digital nomads!

What’s A Digital Nomad Visa?

In a nutshell, digital nomad visas are special permits that enable you to work remotely while living in a foreign country. You typically need to be employed by a company or employer based outside your host country, or operate a business that you can run from anywhere in the world.

Eligibility for a digital nomad visa

To qualify for remote work in a foreign country, you must be over 18 years of age, have a specific monthly income (amount varies from one country to another) and have a job that can be done remotely.

Eligibility requirements can include proof of stable income, remote employment or business ownership, along with valid health insurance. The application process may be more complex than a tourist visa, but it’s all worth it for that chill WiFi cafe with a stunning scenic view.

Digital Nomad Visa Perks

Digital nomad visas differ from regular tourist visas by allowing longer stays, typically ranging from six months to a few years, depending on the country. These visas often come with perks including access to local services like healthcare and banking, as well as legal clarity for working remotely.

Many nations offer additional benefits, such as tax incentives or exemptions for digital nomads. For example, some countries do not tax foreign-earned income, while others provide reduced tax rates or agreements to prevent digital nomads from being taxed twice — once in their home country and again in the host country.

The Best Countries For Digital Nomads

According to the VisaGuide.World Digital Nomad Index, these countries are the top 5 destinations for digital nomads:

#1 Spain

Known for its vibrant culture, excellent infrastructure and a growing number of co-working spaces, Spain offers digital nomads an ideal mix of work-life balance and lifestyle perks. Under the Spain digital nomad visa, applicants can obtain up to five consecutive 12-month visas, allowing them to live and work in Spain, apply for a Spanish residency card, and enjoy reduced tax rates! Find the official Spanish digital nomad visa information and requirements here.

#2 United Arab Emirates

With its modern cities like Dubai and Abu Dhabi, the UAE provides tax-free income, world-class amenities and a strategic location connecting Europe, Asia and Africa. Think a solid transportation system and super reliable internet, it makes living and working here a breeze for digital nomads! More deets about its one-year visa here!

#3 Montenegro

This picturesque Balkan country attracts remote workers with its affordable cost of living, stunning landscapes and welcoming visa policies. Expats often flock to cities like Podgorica, the capital, as well as popular coastal spots like Kotor and Budva. These areas are home to lively expat communities, providing a welcoming sense of camaraderie and support for newcomers! Here’s the official site.

#4 Bahamas

Offering tropical paradise vibes, the Bahamas’ “Extended Access Travel Stay” programme appeals to digital nomads seeking a relaxed, beachside work environment.Picture yourself in Nassau or Paradise Island, replying to emails with a refreshing piña colada in hand, all while soaking in the breathtaking view of the beach right in front of you! Click here for more deets.

#5 Hungary

Combining rich history, vibrant city life in Budapest and a relatively low cost of living, Hungary has become a popular destination for remote workers. The Hungary digital nomad visa is also known as the White Card. There’s no shortage of coworking spaces and work-friendly cafes all designed to suit the nomadic lifestyle. The Hungary digital nomad visa is also known as the White Card. Learn more about it here!

Other Cool Destinations With Digital Nomad Visas

Croatia — Croatia’s digital nomad visa allows remote workers to stay for up to one year while enjoying the country’s stunning coastline and rich history. www.visaguide.world.com
Portugal — Portugal offers the D7 Visa, perfect for remote workers and freelancers who want to enjoy its vibrant cities and scenic landscapes. www.imin-portugal.com
Estonia — Estonia’s Digital Nomad Visa lets remote workers stay for up to a year while experiencing its advanced digital infrastructure. www.e-resident.gov.ee
Thailand — Thailand’s Long-Term Resident Visa (LTR) provides digital nomads with opportunities to live and work in one of the most beautiful countries in Asia. www.thaievisa.go.th
Barbados — The Barbados Welcome Stamp allows remote workers to live and work on the island for up to 12 months while enjoying its pristine beaches. www.barbadosvisaapplicationl.com
Georgia — Georgia’s “Remotely from Georgia” programme allows digital nomads to stay for up to a year with minimal bureaucracy. www.visaguide.world.com
Germany — Germany offers a “Freelance Visa” (Freiberufler), allowing remote workers and freelancers to live and work in the country while exploring its rich culture and history. www.germany-visa.org.com
Czech Republic — The Czech Republic offers a “Zivno Visa” for freelancers and remote workers, allowing them to live and work in one of Europe’s most picturesque countries. www.mvcr.cz.com

The post Digital Nomad Visas: Your Ticket To Global Work Freedom! appeared first on Sassy Hong Kong.

The Best Digital Marketing Agencies In Hong Kong To Grow Your Business

Team Sassy — Wed, 15 Jan 2025 22:00:48 +0000

Give your business the boost it needs to get ahead with the help of these digital marketing agencies, accounting companies and resources in Hong Kong.

In such a dense city like Hong Kong, businesses need all the help they can get to turn a profit and maintain a competitive edge. Whether you want to boost your online presence, strengthen your brand identity, optimise your SEO, manage your finances or revamp your website, we’ve got a useful list of Hong Kong digital agencies, accounting companies and other services that can help bolster your business.

Read More: Your Guide To Virtual Networking

Jump To:
Digital Marketing Agencies
Branding Agencies
Web Design Agencies
Accounting And Shopify Agencies
More Resources

Digital Marketing Agencies In Hong Kong

4HK – For Hong Kong – An experiential agency providing full digital marketing services

4HK – For Hong Kong provides digital marketing services and consultation for SMEs, startups and corporations. Its full-spectrum performance marketing service allows its clients to focus on their business, while the 4HK team takes care of all your branding and marketing needs. Fully backed by startup accelerator LimeHK, the agency promises to improve workflow and ultimately bring in new partnerships and ROI. What’s more, with its own customisable real-time reporting dashboard The ROOT, you can keep up-to-date on all the relevant data that’s important to your business.

Use code Sassyx4HK to enjoy a one-time The ROOT dashboard analytic setup and get the first month of your subscription free (altogether worth up to $10,500) for your website here.

4HK, Room 4801, 48/F, Hopewell Centre, 183 Queen’s Road East, Wan Chai, Hong Kong, 6726 8769, www.facebook.com/4hk.ltd, www.4hk.com.hk

DigiSalad – User experience-focused digital agency

This innovative digital agency provides a wide range of tech solutions. Specialising in UX, UI Design and Digital Transformation for different digital touchpoints, Hong Kong-based DigiSalad, together with its Singapore and Taiwan teams, creates an amazing and unique user experience for its clients which stands out from competitors in the market. In 2024, DigiSalad was proudly awarded Local Hero of the Year at the Agency of the Year Awards by Marketing Interactive, further cementing its position as a leading agency in the industry. The agency believes digital media is like a mixed salad, and has made it its goal to combine and optimise various digital “ingredients” (UX/UI Design, Mobile App and Website Development, Customer Loyalty Programme, eCommerce Solutions, CMS Development, SEO, etc.) to get the best results.

DigiSalad, Unit 05-06, 30/F, Global Gateway Tower, 63 Wing Hong Street, Cheung Sha Wan, Kowloon, Hong Kong, 3103 2588, Instagram: @digisalad, digisalad.cool

Prizm Group – Global digital marketing agency founded in Hong Kong

With humble beginnings as a boutique digital marketing agency in the city, Prizm Group has grown into a global company with a strategy that involves combining innovative technology, creativity and statistical analysis. Previous clients include Dior, Nike, Meta, NARS, Octopus, HK Express and HSBC.

Prizm Group, 15/F & 16/F, Upper Living, 165 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong, www.prizmgroup.com

Digital Business Lab – Performance-driven digital agency

Performance-driven agency Digital Business Lab specialises in running localised, customer-centric social media campaigns which aim to increase brand desirability and customer engagement. With useful experience in video production, the agency can also help you partner with the right KOLs or influencers to gain brand awareness and generate leads.

Digital Business Lab, 1501, Pacific Plaza, 410 Des Voeux Road West, Sai Wan, Hong Kong, 8120 3518, digital-business-lab.com

First Page – Data-driven integrated digital strategy

First Page is here to bolster your business with high-performing SEO and PPC strategies that will reap quick and lasting results. It even offers a “Pay on Performance” guarantee, meaning clients don’t pay until their first keyword ranks on the first search page on Google. What have you got to lose?

First Page, Room 3503-07, 35/F, Wu Chung House, 213 Queen’s Road, Central, Hong Kong, 2356 3200, www.firstpage.hk

Digital Nomads Hong Kong – Digital marketing agency specialising in sales and lead generation

As an official Google Partner founded by ex-Googlers, Digital Nomads Hong Kong provides expert insight into what it takes to give your business a competitive edge and generate more sales. Applying years of industry experience, this company will provide you with a tailor-made strategy plan with the goal of enhancing the performance of Google Ads, Facebook Ads, YouTube Ads and SEO, that will effectively support the growth of your business.

Digital Nomads Hong Kong, 2/F, Beverly House, 93-107 Lockhart Road, Wan Chai, Hong Kong, 9734 0243, www.digitalnomadshk.com

Lolli Media – Full-service digital agency

Lolli is a full-service digital agency based in Hong Kong that covers everything from online marketing to branding and web design. Using its strong in-house team of designers, marketing specialists and programmers, Lolli combines design, technology and strategy to provide the most positive user experience and drive business.

Lolli Media, Suite 4006, 40/F, Singga Commercial Centre, 144-151 Connaught Road West, Sai Ying Pun, Hong Kong, 3621 0616, www.lolli.com.hk

Branding Agencies In Hong Kong

House of Forme – Award-winning creative team offering full branding services

Wondering who the best businesses turn to when looking for comprehensive branding services? From emerging start-ups to Fortune Global 500 companies, the answer is House of Forme! The award-winning team is known for using a holistic methodology that elevates brands from initial concepts to ultimate user experience. No matter the size or shape of your company, if what you need is a group of seasoned creatives to communicate your brand narrative and craft a compelling one-of-a-kind identity that will make you truly stand out, House of Forme is the branding agency for you.

House of Forme, Shop 8D, G/F, Clarence Terrace, Sai Wan, Hong Kong, 3970 0098, Instagram: @houseoffforme, www.houseofforme.com

Stepworks – Digital-focused brand-building agency

Looking to transform what people think of your business? Using a brand-led, digital-focused approach, Stepworks’ “Wholehearted Brand Building” methodology helps organisations gain a competitive edge through a simple yet effective three-step process: make clear your business offerings, express your brand in a positive way and increase brand awareness.

Stepworks, 19/F, LKF 29, 29 Wyndham Street, Central, Hong Kong, 3678 8700, www.stepworks.co

BaseCreate – Award-winning branding and marketing agency

Headquartered in Hong Kong, this esteemed internationally-known branding and marketing agency offers a wide range of services geared to one goal — growth. Using a multi-disciplinary approach, BaseCreate integrates both brand strategy and marketing activation for a more effective process with better results.

BaseCreate, 15/F, The Hennessy, 256 Hennessy Road, Wan Chai, Hong Kong, 2868 2793, www.basecreate.com

ipulse – Creative brand design agency

With over 20 years of experience under its belt, ipulse has established itself as one of Hong Kong’s leading brand consultancies. It has worked with an extensive range of clients, from independent start-ups to established multi-national corporations, providing a full suite of branding services, as well as web design and marketing support.

ipulse, 13/F, Connect, 303 Jaffe Road, Wan Chai, Hong Kong, 6296 4020, www.ipulsedesign.com

Web Design Companies In Hong Kong

Rabbit Studio – Local web design company

Since 2015, local web design company Rabbit Studio has helped several prestigious clients, such as K11, Landmark, Swire Hotels and HSBC, come up with unique and creative strategies to create new value. Through precise audience analysis and targeting, each design and digital practice is tailored to suit the specific needs of your business.

Rabbit studio, Unit E, 14/F, Joint Venture Factory Building, 76 Hung To Road, Kwun Tong, Kowloon, Hong Kong, 7072 2920, rabbitstudio.net

Rush Hour Digital – Creative web and branding agency

Sassy has been a long-time fan of this creative web and branding agency and can vouch for its excellent service. Each component of your website will be carefully considered and crafted with your unique brand in mind. What’s more, Rush Hour also offers various levels of web maintenance and support to keep you abreast of the latest digital trends.

Rush Hour Digital, 19/F, The L Plaza, 367-375 Queen’s Road Central, Central, Hong Kong, 3571 9881, rushhourdigital.com

WECREATE Hong Kong – Award-winning web design agency

Award-winning web design agency WECREATE specialises in designing custom websites tailored to your business needs. Its experienced web designers will help you build an interactive platform that will inform and delight visitors, offering a host of services including UX and UI design, web development, SEO, content management and more.

WECREATE Hong Kong, Room B, 9/F, Evergreen Industrial Mansion, 12 Yip Fat Street, Wong Chuk Hang, Hong Kong, 2555 7220, www.wecreate.com.hk

Read More: Where To Upskill In Hong Kong

Xenyo – Hong Kong web design agency providing custom technical solutions

Hong Kong-based Xenyo is fast becoming one of the most sought-after web design agencies in the city, with a strong track record in delivering custom-designed websites that are not only visually appealing but also functional and user-friendly.

Xenyo, Room 1801 Apec Plaza, 49 Hoi Yuen Road, Kwun Tong, Kowloon, Hong Kong, 2616 0898, www.xenyo.com

Accounting And E-Commerce Agencies In Hong Kong

Fresh Accounting – CFO and advisory services

Offering both CFO and advisory services, Fresh Accounting seeks to help SME businesses identify opportunities to increase performance and profitability. As an official partner with Xero, Fresh can also help your business transition to more flexible cloud-based accounting solutions! Sassy went to Fresh to help us make the switch and we’re so glad we did!

Fresh Accounting, 7/F, W Place, 52 Wyndham Street, Central, Hong Kong, 2295 0881, www.freshaccounting.biz

InsCoder – Full-service Shopify agency

Listed as an official Shopify Plus Partner, Hong Kong-based InsCoder’s full-service team delivers effective and profitable Shopify solutions for its clients, covering everything from store setup and Shopify custom app development to social media marketing, UX/UI design and more.

InsCoder, 3/F, Citicorp Centre, 18 Whitfield Road, Tin Hau, Hong Kong, WhatsApp: 6906 5318, inscoder.com

Stripe – User-friendly e-commerce platform

Thanks to Stripe’s user-friendly software, businesses of all sizes can accept payments and manage their business online. For Hong Kong businesses, the digital payment platform accepts a variety of payment methods that include most major credit cards, digital wallets and other payment platforms such as Alipay and WeChat Pay.

Stripe, www.stripe.com

Xero – Cloud-based accounting software

Simple to use, and accessible anywhere and anytime, Xero gives you the power to track your cash flow, send invoices and create expense claims on the go. This cloud-based accounting software is perfect for small and medium-sized business owners who are ready to take control of their own finances.

Xero, 10/F, YF Life Tower, 33 Lockhart Road, Wan Chai, Hong Kong, www.xero.com/hk

Other Useful Resources

HubSpot – A growth platform for businesses providing ebooks, guides and free courses on marketing, sales, web design and more. www.hubspot.com
SME One – SME One provides comprehensive information on various government industry support funding schemes and market financial proposals to help local SMEs upgrade their business. www.hkpc.org
The Women Entrepreneurs Network (WEN) – A group led by experienced female entrepreneurs that provides networking opportunities and shares business tips and strategies to help fellow female business owners drive their companies to the next level. wenhk.org
The Women’s Foundation – A non-profit organisation dedicated to supporting female entrepreneurs in Hong Kong that shares research articles and online tools related to entrepreneurship. twfhk.org

Editor’s Note: “The Best Hong Kong Digital Marketing Agencies & Resources To Help Your Business Grow” was most recently updated in January 2025.

The post The Best Digital Marketing Agencies In Hong Kong To Grow Your Business appeared first on Sassy Hong Kong.

Let’s Talk Investing: A Girl’s Guide To Financial Independence

Anna Lentchner — Fri, 29 Nov 2024 05:24:11 +0000

We know, we know, the stock market is just astrology for men. But if you have any kind of regular income, it’s high time you get your chart read and start reaching for the stars.

Contrary to popular belief, investing is not just for finance bros, self-proclaimed girl bosses or those with millions in savings. In fact, it’s something all of us can (and should!) be doing, no matter the size of our bank accounts or how much we hope will one day fill them. Think about it like a form of financial security, which by all accounts is one of the most significant guarantors of female empowerment, as it can help ensure your independence for years to come.

Like with anything, though, beginning this journey can be a little daunting. Stocks and bonds? Asset allocation? Compound interest? I’m just a girl! Here to help is the Hong Kong nonprofit Girls Just Wanna Have Fund$ (GJWHF$), a community of women whose mission is to eradicate the gender investment gap and pave the way for women’s financial freedom. Sassy sat down with GJWHF$ to get some insight on how women can begin their investment journey and why it’s so important.

Not sure what some of these terms mean? Scroll to the bottom to see a breakdown of the lingo!

GJWHF$ Talk Investing 101

What is the gender investment gap and why does it matter?

The gender investment gap refers to how women tend to invest less, less often, and later in life than men. A recent study shows how this disparity results in 23% less accumulated wealth on average compared to male counterparts! Yet when women do invest, over a 30-year period their portfolios have a 25% higher value than men’s.

Why is investing (and conversations around investing) so often male-dominated?

Historically, social and cultural barriers have discouraged women from actively participating in financial decision-making. This is due to a wide range of factors, from unconscious bias, traditional gender roles and the finance industry being male-centric, to it being considered taboo for women to talk about money (even though it’s common for men to discuss!). This lack of access to financial information and conversation results in 72% of women lacking the confidence to invest some of their money.

What is the easiest way to begin investing?

The first step is understanding your financial goals and risk tolerance. Start with small, manageable amounts while educating yourself on basic principles such as diversification and the time value of money. You can also consider going on ‘Money Dates’ with friends and colleagues who have financial experiences they can share (our upcoming GJWHF$ Christmas Money Date is just a good place to start!).

Are there any risks associated with investing?

Yes, all investments come with risks! Risks vary depending on the type of asset, such as market volatility for equities, interest rate risks for bonds, and liquidity issues for alternative investments. Understanding your risk tolerance, setting clear goals, and maintaining a diversified portfolio are key strategies to mitigate these risks.

What are your top five tips for beginners?

Understand your investing values by assessing your financial goals, risk tolerance, and time horizon.
Prioritise financial literacy by learning about asset classes, fees, and taxes through workshops and trusted resources.
Join a supportive community to connect with other women who are on their investment journey to financial freedom.
Participate in educational initiatives to gain knowledge in a safe and judgement-free environment
Start small and focus on consistency by leveraging strategies like recurring monthly investment of a small amount, such as $100 or $500, into a low-cost index fund to build your investment portfolio gradually.

Breaking Down Money Talk

Risk tolerance

How much you can spend (and maybe lose!) without putting yourself if in a bad financial situation

Diversification

Not putting all your eggs in one basket. Think about investing in different kinds of assets

Time value of money

Basically, it’s better to receive money now rather than later, because if you invest it now, you could grow the amount tenfold in the future

Equity

A piece of a company that you own when you buy stocks, like the tiniest slice of an enormous pizza

Market volatility

Unpredictable fluctuations in the price or worth of stock, whether those be sharp rises or falls

Interest rate on a bond

The extra money you get back when you lend your money to the government or a company

Interest rate risks

When interest rates go up, the value of bonds you already have may go down, and when rates drop, bond values might rise

Liquidity in investing

How quickly and easily you can buy or sell an investment without affecting its price

Alternative investments

Different types of assets beyond traditional stocks and bonds, like real estate or gold

Read More: Financial Goal Setting 101

The post Let’s Talk Investing: A Girl’s Guide To Financial Independence appeared first on Sassy Hong Kong.